Insurance companies are businesses that can be built on construction lots for $320 in clean money, if the hideout is at least level 4.

Insurance companies are essentially "legitimate" protection rackets, earning clean money for every independent business operating in the neighborhood.


  • Small-Print Clauses: By spending $300, the company's policies can be made very obtuse and self-serving, increasing the company's money-making efficiency by 50 but decreasing how liked the gang is by 10.
  • Strong-arm Tactics: By spending $600, the company can use more force than normal, making how feared the gang is a factor in the company's efficiency. Anything less than 50 feared will decrease the company's efficiency.